Financing Options

For your convenience we have two programs for interest free shopping.

1.) Cross’ 90 Day Charge of Convenience - Our 90 day in-store charge of convenience is easy; upon credit approval half the purchase price is due on delivery while the remaining balance is spread over three months in three equal payments - no interest, no fees.

2.) Wells Fargo, 0% Interest if paid in full within 12 Months - Interest will be charged to your account from the purchase date if the purchase balance is not paid in full or you make a late payment within the promotional period.*

*Important terms and conditions: The American Gem Society credit card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases charged with approved credit. Regular minimum monthly payments are required during the promotional twelve month period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period or if you make a late payment. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 10/01/2013. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. Offer expires 5/30/2014. See store for details.


To apply for the Wells Fargo, 12 month special financing, applications must be completed in person at our store in Portland, Maine.


Both financing options can be used for all types of purchases: engagement rings, wedding bands, anniversary and birthday gifts, or just because gifts.

If you have any questions please give us a call: 1-800-433-2988